Financial Freedom Program | Prosperitas AB
Effective Date: April 3, 2026 | Last Updated: April 3, 2026
1. Agreement to Terms
These Terms and Conditions (“Terms”) govern your access to and participation in the Financial Freedom Program, operated by Prosperitas AB (“we,” “us,” or “our”), and represented by Emine K. By submitting an application or participating in the program, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not submit your information or participate in the program.
2. About the Financial Freedom Program
The Financial Freedom Program is an educational program offered by Prosperitas AB and represented by Emine K. The program is designed to provide financial education, coaching content, and personalized consultation to eligible participants.
Participation in the program is subject to an application and approval process. Submission of an application does not guarantee enrollment or acceptance into the program.
3. SMS Communications
By opting in to receive SMS (text message) communications from us, you agree to the following:
You consent to receive text messages from Prosperitas AB / Financial Freedom Program, represented by Emine K.
SMS messages are limited to transactional communications only: application updates, appointment reminders, and program-related information. We do not send marketing or promotional text messages.
Message frequency varies based on your activity with the program.
Message and data rates may apply. Check with your carrier for details.
You may opt out at any time by replying STOP to any message.
For help, reply HELP to any message.
SMS opt-in consent is not a condition of purchase, enrollment, or participation in the program. You may participate without opting in to SMS communications.
4. User Responsibilities
By submitting an application or otherwise engaging with the program, you represent and warrant that:
All information you provide is accurate, complete, and up to date;
You are at least 18 years of age;
You have the legal authority to agree to these Terms;
You will not misuse the program or our communications for unlawful purposes.
5. No Financial, Legal, or Professional Advice
The Financial Freedom Program provides educational content. Nothing communicated through the program—including via SMS, email, consultations, or any other channel—constitutes professional financial, investment, legal, or tax advice.
You should consult a qualified professional before making any financial or legal decisions.
6. Intellectual Property
All materials provided through the Financial Freedom Program, including content, branding, tools, and educational resources, are the property of Prosperitas AB and Emine K. You may not reproduce, distribute, or use any materials for commercial purposes without our prior written consent.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Prosperitas AB, its representatives (including Emine K), affiliates, and service providers shall not be liable for any indirect, incidental, special, or consequential damages arising from your participation in the program or reliance on any communications or content.
8. Privacy
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
We do not sell or share your personal information, including SMS opt-in data, with third parties for marketing purposes.
9. Modifications to the Program or Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting of the updated Terms on our website. Continued participation in the program after changes are posted constitutes your acceptance of the revised Terms.
We also reserve the right to modify, suspend, or discontinue the Financial Freedom Program at any time without notice.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Prosperitas AB operates, without regard to conflict of law principles.
11. Contact Us
If you have questions about these Terms, please contact us:
Prosperitas AB | Financial Freedom Program
Represented by: Emine K
Website: TheFinancialFreedomProgram.com
Email: [email protected]
For SMS support: Reply HELP to any text message you receive from us.
These Terms & Conditions apply to Prosperitas AB and the Financial Freedom Program only.
Financial Freedom Program | Prosperitas AB
Effective Date: April 3, 2026 | Last Updated: April 3, 2026
1. About This Policy
This Privacy Policy explains how Prosperitas AB, operating the Financial Freedom Program (“we,” “us,” or “our”), collects, uses, and protects information you provide when you interact with us, including through our website at TheFinancialFreedomProgram.com and any related forms, communications, or services.
By submitting your information, you acknowledge that you have read and understood this Privacy Policy.
2. Information We Collect
We may collect the following categories of personal information:
Full name
Email address
Mobile phone number
Application details and responses you provide to us
Communication preferences (e.g., whether you have opted in to receive SMS messages)
We collect this information only when you voluntarily provide it through our application forms or direct communications.
3. How We Use Your Information
We use your personal information for the following purposes:
To process and review your application to the Financial Freedom Program;
To contact you regarding the status of your application;
To schedule and confirm appointments or consultations;
To send you program-related updates, reminders, and educational content;
To respond to your inquiries and provide customer support;
To comply with applicable legal obligations.
4. SMS / Text Message Communications
If you have opted in to receive SMS text messages from us, we may send you the following types of messages:
Application status updates and results;
Appointment reminders and scheduling confirmations;
Program updates and informational content.
We do not send marketing or promotional text messages. SMS communications from us are limited to transactional and program-related messages only. Message frequency varies based on your activity with the program.
Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP to any message you receive. For assistance, reply HELP to any message or contact us at the details provided in Section 8.
IMPORTANT: We will never share, sell, or transfer your SMS opt-in information or mobile phone number to third parties for their own marketing purposes.
5. How We Share Your Information
We do not sell, rent, or trade your personal information to third parties. We do not share your opt-in data or mobile phone number with third parties for marketing purposes.
We may share your information only in the following limited circumstances:
With service providers who assist us in operating our business (e.g., scheduling platforms, email delivery services), solely to perform services on our behalf and subject to confidentiality obligations;
When required by law, legal process, or regulatory authority;
To protect the rights, property, or safety of Prosperitas AB, our clients, or the public.
6. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, loss, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure.
7. Your Rights and Choices
Depending on your location, you may have the right to:
Access the personal information we hold about you;
Request correction of inaccurate information;
Request deletion of your personal information;
Opt out of SMS communications at any time by replying STOP.
To exercise any of these rights, please contact us using the details in Section 8.
8. Contact Us
If you have questions about this Privacy Policy or how we handle your personal information, please contact us:
Prosperitas AB | Financial Freedom Program
Represented by: Emine K
Website: TheFinancialFreedomProgram.com
Email: [email protected]
For SMS support: Reply HELP to any message you receive from us.
9. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this document. Your continued use of our services after changes are posted constitutes your acceptance of the updated policy.
This Privacy Policy applies to Prosperitas AB and the Financial Freedom Program only. It does not govern third-party websites.